Changelog

Document Intelligence

• Two-stage expense categorization — Stage 1 classifies documents into 16 broad categories (business expense, personal expense, credit-triggering, etc.). Stage 2 maps each to a specific form line using the tax graph's HANDOFF_MAP.
• Automatic credit detection from uploads — Upload a solar invoice and PaisaTax suggests Form 5695 with a credit estimate. Same for daycare receipts (Form 2441), EV purchases (Form 8936), and EV charger installations (Form 8911).
• Source priority system — Five-level priority (override > preparer > ocr > upload > system) ensures preparer values are never overwritten by AI extraction. Purple overlay marks manual overrides.
• Direct-category routing — Personal expenses (medical, charitable, energy) route directly to their target form. Business expenses route through quarterly bookkeeping tracking first.

Bookkeeping Handoff

• HANDOFF_MAP expanded to 52 entries — 21 Schedule C + 16 Schedule E + 15 Schedule F expense categories now flow from quarterly bookkeeping to the tax return at filing time.
• Duplicate detection — 5% threshold prevents double-counting when both bookkeeping totals and manually entered amounts exist for the same category.

New Document Types

10 new categorizable document types:

• Daycare receipts, solar/energy invoices, EV purchase agreements, EV charger receipts
• Medical bills, charitable receipts, property tax bills
• Lease agreements, farm receipts, expense reports

Education Center

• Full redesign — Education pages now match the home and pricing page aesthetic. Glass-card components, consistent typography, proper hover states, and polished section headers across all pages.
• Form marquee updated — Landing page now shows all 60 supported forms with status indicators (fully, mostly, partially supported).
• New "Document Intelligence" guide category — 4 guides: What to Upload, How AI Categorization Works, Automatic Form Creation, Source Priority & Overrides.
• Updated Form Library — Now lists all 60 forms with field counts, support status, slotted/toggle info, and trigger conditions.
• New "Credits & Deductions" taxpayer guide — Plain-English coverage of every credit and deduction PaisaTax finds automatically.
• New "Bookkeeping to Tax Return" preparer guide — How quarterly data flows to Schedule C/E/F, the 52 HANDOFF_MAP entries, conflict resolution, and duplicate detection.

New Forms

• Form 1099-K — Payment card and third-party network transactions (Uber, DoorDash, Etsy, Stripe)
• Form 1099-C — Cancellation of debt with IRC 108 exclusion
• Form 1099-S — Real estate sale proceeds with primary residence exclusion
• Form W-2G — Gambling winnings
• Form 8879 — IRS e-file signature authorization

Improvements

• Auto Schedule C creation — Adding a 1099-NEC or 1099-K automatically creates a Schedule C slot
• Profiles as suggestions — Profiles no longer auto-create blank slots. Forms only appear when actual data is present.
• MFJ spouse filtering — Wizard only shows spouse sections when that spouse has data

Bug Fixes

• Fixed wildcard pattern matching in form-visibility rules
• Fixed phantom forms appearing from profile-based manifest matching
• Corrected HSA excess contribution penalty calculation on Form 5329

New Forms

• Form 1099-C — Cancellation of debt with IRC Section 108 exclusion support (bankruptcy, insolvency, qualified residence)
• Form 1099-S — Real estate sale proceeds with Section 121 primary residence exclusion ($250K/$500K)
• Form W-2G — Gambling winnings with aggregation to Schedule 1 Line 8b
• Form 8879 — IRS e-file signature authorization with auto-populated key 1040 lines
• Schedule 1-A — Qualified tips deduction (Part II) and overtime deduction (Part III) for tax year 2025

Improvements

• Schedule 1/2/3 full wiring — All lines now pull from their source forms automatically. Schedule 1 aggregates additional income and adjustments. Schedule 2 aggregates AMT, SE tax, and surtaxes. Schedule 3 aggregates all credits.
• Stress test profiles — 12 end-to-end integration test profiles covering W-2 only, MFJ, self-employment, capital gains, HSA, itemized deductions, home office, Form 8949 multi-slot, and Head of Household scenarios
• Form 6251 AMT computation — Full Alternative Minimum Tax with SALT addback, private activity bond interest preference, 26%/28% rate structure, and exemption phaseout

Bug Fixes

• Fixed IRA deduction phaseout computation for active participants with employer plan
• Corrected Social Security taxability formula for MFJ provisional income thresholds
• Fixed Schedule SE wage base offset when W-2 Box 3 exceeds the annual limit